The Importance of Pre-Qualification

It is helpful to consult with us at Hamlet Financial Corporation as soon as possible — even before you have started to consider neighborhoods. Why? How can we help you if you haven't made an offer, and don't know yet the amount you need to borrow?

We Can Help You Pre-Qualify

We will help determine how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. We accomplish this by reviewing your income and debts, your employment and residence circumstances, your funds available for a down payment, required reserves, and other considerations. It is a quick, thorough process with minimal risks for papercuts.

Power in the Pre-Qual

When you locate a house that is ideal for you, and you want to make an offer, being pre-qualified for a mortgage will do several things. First, it lets you know the amount that you're able to offer. Being pre-qualified will also make your offer look even better to the seller, as if you were bringing them a bag full of cash! They won't have to worry that they are wasting their time if you don't have the ability to qualify for a big enough mortgage. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to worry about. You'll have the clout of a buyer ready to make the purchase right now!

We help with your pre-qualification

When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and the loan amount you can qualify for. We do this by analyzing your income and debts, your employment and residence situations, the available funds for a down payment, required reserves, and other financial considerations. It is a quick, thorough process with minimal risks for papercuts.

Face to Face
It is valuable to meet with us but not essential. We are willing to meet with you at a location that is convenient anywhere throughout the Roaring Fork Valley, although our use of of technology can sometimes eliminate meetings and save you time on getting documentation together.